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Peter B
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« on: August 19, 2009, 05:20:21 PM » |
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In the event that you where offered onlyone of the following choices:
1.) A good job with all the perks and allowances attached to it or
2.) A loan from a bank (which you would repay), after you are given some time to think of any business you would like to do and draw up a business plan.
Which would you prefer?
I would like to get your opinions on this, please choose which you would prefer and the reason(s) why.
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Vivian
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« Reply #1 on: August 19, 2009, 06:05:18 PM » |
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Tricky question, I don't know about you or anyone else, but I think I would prefer going with the first option. reason: with that sort of job & a good saving culture, you can come up with a good business idea and retire early. Best of both worlds
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Kenaj
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« Reply #2 on: August 19, 2009, 07:38:26 PM » |
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A well paying job, takes care of ur immediate needs n help u stay focused, pending when ever u get innovative ideas, 2 diversify ur resources.
As oppose to starting up a business of ur own, the ting is this... Risk management , if you've no formal knowledge of biz admin, n u jus dive straight into it, it won't be long b4 u stat counting ur losses, not to mention even the toll of the economic recession.
So i stick wit d job. My mind on ma money, ma money on ma mind.
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wisereal
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« Reply #3 on: August 19, 2009, 08:01:06 PM » |
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To me a good paying job is my best Option because i don't have to worry my self so much in looking for a business that would give me profit and if i failed to pay back the loan it will be a case between me and the bank just like the problem the five distress banks are facing today. becos they give loans to those that don't have any genuine business plan on how they can get back this money and repay the bank some of them loan money for shopping and oversea traveling instead of investing it. so good paying job is the option
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mariagoretti
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« Reply #4 on: August 20, 2009, 07:22:47 AM » |
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goodday pls am intrested in getting a loan to start a new business. how do i get it.
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baba jay
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« Reply #5 on: August 20, 2009, 10:09:58 AM » |
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i love to know more about the loan
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Peter B
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« Reply #6 on: August 20, 2009, 10:39:06 AM » |
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There's no loan, trying to guage your reactions
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davedesire
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« Reply #7 on: August 21, 2009, 04:34:41 AM » |
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My Friend.
I prefer the loan scheme where I would be required to pay back. High Paying Jobs, in this day world, I dont see that as anything right now, this is a one man's view so critics stay clear lol.
Having a reasonable amount of money to start up a good business is something 95 percent of Nigerian will die for. You are not scared of credit crunch, early retirement/sack plus having your time set for other things that may come you way.
Salary earning job these days, is nothing to write home about. Being independent remains the best way of earning money.
David
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Lolo B
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« Reply #8 on: August 21, 2009, 04:23:53 PM » |
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A well paying job with guaranteed income will be a first choice because it will give you time to save, learn, and grow while you plan your exit strategy. No job should be your end-job, it should be a means to an end.
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lucky
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« Reply #9 on: August 27, 2009, 05:42:58 AM » |
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For me i will take a good job with all the perks and allowances attached. My reasons are that, with that good job and salary, i will be able to meet all my obligations and still have a savings. Ordinarily, i would have taken the loan option if the country has a conduceive business atmosphere but this is not the case. If you are convasant with happenings in the country, you will bear witness with me that businesses are relocating to Ghana were the goverment is more sensitive to business concerns and creating enabling environment for businesses to thrive. For example,provide basic infrastructural facilities which are non-existent in Nigeria.
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jimmy49ja
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« Reply #10 on: August 29, 2009, 10:17:58 AM » |
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the second option will suit me well,although of course it will ve to be determined by the terms of the loan(i dont ve to sweat and toil for the bank to take everything).personally in the long run,i would prefer being my own boss and i think the loan would be good.
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enockia
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« Reply #11 on: September 03, 2009, 04:32:32 AM » |
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i'll take the job i think it's better
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